Easier or Harder to Get a Mortgage?
With new rules in place, more coming, and a host of other changes in the financial industry, there are conflicting opinions on what will happen in the coming months and years. According to recent data by Ellie Mae, the average FICO score of borrowers is dropping. It is now averaging around 727, whereas a year ago it was 748. If you or anyone you know may be looking to purchase or refinance a home, or have questions regarding financing, please call me today!
About flaloanarranger
“You can find me helping people make the home mortgage experience a positive one.” Since 1998, I have been originating mortgages (Purchase & Refinance) in south Florida. Commitment to Excellence is to help borrowers get the best mortgage rates available and close the loan without any problems. Hundreds of First Time Home Buyers, borrowers applying for FHA, VA, conventional mortgages, jumbo mortgages across south Florida have been served by me and my team. My lending team is in constant communication with borrowers from the beginning to the end of their transactions. We also keep all third parties such as Realtors, title companies, and insurance agents updated at all times. My Home Finder Team is totally service oriented.
My favorite thing is to help people obtain a home mortgage loan to buy the home of their dreams. Being able to change someone’s life because I was able to get them a home loan is the greatest feeling in the world next to being the father of two wonderful kids.
I enjoy playing roller hockey, cooking, exercising and reading. I've gone skydiving once and would definitely go again. Volunteering is also another passion of mine. I volunteer with Junior Achievement, Habitat for Humanity and several other local organizations.
Who I Help:
All Real Estate Home Buyers in Florida who want advice from the best mortgage lender. Whether you’re a First Time Home Buyer, a Move Up Buyer or an Investor I CAN HELP YOU!
I am based in Delray Beach and an office in Fort Lauderdale. I consider myself an expert in the home mortgage field because I understand the challenges of obtaining a home loan and help my clients and referral partners to avoid the pitfalls. I am my client’s eyes and ears in the financing world. The key to a successful loan is communication.
You can reach me at 561-371-5625
Specialties: FHA, VA, Conventional Financing 95% Loan, Jumbo Loan Financing, Refinance Expert, Residential Lending, Mortgage Insurance Expert, Purchase, Refinance, Rates
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